I'm sure by now everyone involved in the benefits business has read about the new COBRA provisions in the American Recovery and Reinvestment Act, aka "The Stimulus Package." If you don't know a lick about it, then you had

"Everything proceeds as if of its own accord, and this can all too easily tempt us to relax and let things take their course without troubling over details. Such indifference is the root of all evil." (I Ching). I learned this all too

I have never been a big fan of obtaining business on an Agent of Record (AOR) letter. Somehow it just doesn't seem right to simply have the business owner sign a one-page letter to give you their business when you've not been around to

Since we are now in the new year, I thought I would consider some business and personal goals. Why put off an assignment you could (or should) have done in December 2008, when you can do it now, right? Actually I did start earlier, but failed to