Study finds that more than three-quarters of respondents couldn't identify the word coinsurance, and nearly half incorrectly defined copayment and deductible – and that's just the beginning of their confusion about the U.S. health insurance system.
The new Democratic majority on the FTC has signaled that it not only will be looking at traditional mergers among hospitals and other health care providers but also is interested in some legal theories of antitrust enforcement that have been less frequently used.
"Like the landmark law passed in Virginia, the NCOIL proposal will enable employers to offer paid family leave solutions that protect their workers from economic loss," says Susan Neely, president and CEO of the association.
WTW's Salary Budget and Planning Report found that companies are budgeting an overall average increase of 4.1% for 2023, which will result in pay raises.
Large employers and health plans offering HSA-eligible plans have expanded pre-deductible coverage for medications and services that prevent the exacerbation of chronic conditions, which has minimal impact on premiums.