Theres a crisis unfolding within the insurance industry, and it will touch nearly every carrier and agency, large or small. Its an issue that will impact operations and profitability its the retiring workforce.
When employees consider their out-of-pocket costs for medical tests, procedures and prescription drugs, terms like "free" and "copay" obscure reality and result in bad choices.
There's a simple reason fee-based life and annuity product sales have been low: typical insurers have paid too little attention to the needs of RIAs, the people who have been selling fee-based products all along.
While the prescription drug businesses at pharmacies has been relatively stable, front-of-the-store sales have been in decline. Giant retailers like Walmart Inc. are also looking to play a bigger role.
Pilots at American and Delta are studying ways to reconstitute or replace retirement plans that were scrapped or frozen during the airlines past financial struggles.
Although its become a trendy perk at some companies, alcohol can not only be a divisive issue in the workplace, it could impair recruitment for the best candidates who may be wary of a culture that embraces alcohol at work.
DebugScreen: mobile
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{
"uri": "/2018/02/21/an-aging-insurance-industry-embraces-flex-workers/",
"title": "An aging insurance industry embraces flex workers",
"byline": "Sharon Emek",
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"summary": "Theres a crisis unfolding within the insurance industry, and it will touch nearly every carrier and agency, large or small. Its an issue that will impact operations and profitability its the retiring workforce.",
"body": null
},
{
"uri": "/2018/02/21/what-is-bitcoin/",
"title": "What is bitcoin?",
"byline": "Frederic Slade",
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"prettyDate": "February 21, 2018",
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"summary": "Even if most of us never use bitcoin, it's important to be aware of its evolution and where it is headed in the financial world.",
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{
"uri": "/2018/02/21/the-problem-with-copays-and-free-health-care-servi/",
"title": "The problem with copays and 'free' health care services",
"byline": "Mark Galvin",
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"summary": "When employees consider their out-of-pocket costs for medical tests, procedures and prescription drugs, terms like \"free\" and \"copay\" obscure reality and result in bad choices.",
"body": null
},
{
"uri": "/2018/02/21/working-longer-better-than-saving-more-for-retirem/",
"title": "Working longer better than saving more for retirement late in career",
"byline": "Marlene Y. Satter",
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"prettyDate": "February 21, 2018",
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"summary": "Increasing retirement savings is important -- but an even bigger impact can be achieved by working longer, new research shows.",
"body": null
},
{
"uri": "/2018/02/21/5-most-5-least-tax-friendly-states-for-retirees/",
"title": "5 most, 5 least tax-friendly states for retirees",
"byline": "Marlene Y. Satter",
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"prettyDate": "February 21, 2018",
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},
"authors": [
{
"webUrl": "/author/profile/marlene-y-satter/",
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],
"kickerNode": [],
"summary": "These five states are the best, tax-wise, for retirement and these five are the worst, tax-wise.",
"body": null
},
{
"uri": "/2018/02/20/the-insurance-brokers-list-of-banned-words/",
"title": "The insurance broker's list of banned words",
"byline": "BenefitsPro Editors",
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"prettyDate": "February 20, 2018",
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"summary": "We asked our audience, what word or phrase would you like to see eliminated from the industry, and why?",
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{
"uri": "/2018/02/20/3-ways-insurers-may-be-doing-fee-based-products-wr/",
"title": "3 ways insurers may be doing fee-based products wrong",
"byline": "Allison Bell",
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],
"kickerNode": [],
"summary": "There's a simple reason fee-based life and annuity product sales have been low: typical insurers have paid too little attention to the needs of RIAs, the people who have been selling fee-based products all along.",
"body": null
},
{
"uri": "/2018/02/20/albertsons-to-buy-rite-aid-in-latest-amazon-counte/",
"title": "Albertsons to buy Rite Aid in latest Amazon countermeasure",
"byline": "Ivan Levingston",
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"prettyDate": "February 20, 2018",
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"authors": [
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"summary": "While the prescription drug businesses at pharmacies has been relatively stable, front-of-the-store sales have been in decline. Giant retailers like Walmart Inc. are also looking to play a bigger role.",
"body": null
},
{
"uri": "/2018/02/20/airline-boom-times-stoke-push-by-pilots-for-lost-r/",
"title": "Airline boom times stoke push by pilots for lost retirement pay",
"byline": "Mary Schlangenstein, Michael Sasso",
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"summary": "Pilots at American and Delta are studying ways to reconstitute or replace retirement plans that were scrapped or frozen during the airlines past financial struggles.",
"body": null
},
{
"uri": "/2018/02/20/alcohol-at-work-can-turn-off-prospective-employees/",
"title": "Alcohol at work can turn off prospective employees",
"byline": "Marlene Y. Satter",
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"prettyDate": "February 20, 2018",
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"uri": "",
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},
"authors": [
{
"webUrl": "/author/profile/marlene-y-satter/",
"name": "Marlene Y. Satter"
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],
"kickerNode": [],
"summary": "Although its become a trendy perk at some companies, alcohol can not only be a divisive issue in the workplace, it could impair recruitment for the best candidates who may be wary of a culture that embraces alcohol at work.",
"body": null
}
]
}
}
