Core and Group Health

With the arrival of the Affordable Care Act, some predicted that health insurance brokers serving the industry and small group employers would become obsolete. Despite predictions of demise, licensed agents are arguably more essential than ever.

Health insurance exchanges, once touted as the future of health care, have proven to be anything but a perfect solution for consumers.

Medicaid has been burdened in recent years by substantial increases in the amount of Americans suffering from debilitating illnesses, alongside a corresponding winnowing of private insurance carriers offering long-term coverage.

Of the original 23 co-ops created to stimulate competition on the exchanges, only seven are now operational.

A new survey from the Employee Benefits Research Institute outlines what employers are doing when it comes to health benefits packages for their employees.

Brokers can help keep clients and their employees informed by providing regular, ongoing information about benefits and tips for how a range of benefits can be used to better protect their financial security.