Enrollment

The lead-up to open enrollment is an opportunity for companies to take stock of their benefits strategies and make meaningful improvements.

Although the ACA included some changes to employer-sponsored health insurance as well, particularly for plans sold to small companies, the changes were more minimal for larger employers, which generally already offered more comprehensive health insurance before the ACA.

The new ACA enrollment period is set to run from Nov. 1 through Jan. 15 in states that use HealthCare.gov.

Teams have adapted to take a more streamlined approach to open enrollment, particularly through their benefits technology.

The service can be a powerful tool for agents and advisors who know how it works.

CMS furloughed 47% of its 6,700-member workforce when the shutdown began.