Employee-Paid

Interestingly, the amount within HSAs isn't correlated to how long the accounts have been in existence, according to the analysis.

"HSAs are a tax advantage for better-off people, masquerading as a health-care efficiency increase that never was very likely and is not occurring now."

There is room for improvement in the methods used by the insurance industry to address the challenges of care and care-related benefits.

While pricing transparency tools have been available for a number of years, recent developments across the workplace benefits environment are prompting a harder look at these offerings and driving a need for growth and expansion in the market.

Attention has focused on price hikes for existing prescription drugs, but soaring launch prices also contribute to rising costs.

The main insurance plan may deny a claim, saying it's related to mental health, while the behavioral health company also denies it, saying it's physical.