Employee-Paid

Starting in 2023, consumers will rely on private brokers, insurance companies, agents and commercial websites to buy ACA plans.

Established providers with strong distribution networks, employee education programs and enrollment platforms will gain most from post-pandemic expansion.

When it comes to the loss of job-based health insurance, employees have two options: buy a plan through the marketplace or sign up for COBRA coverage.

Nearly two-thirds of Medicare beneficiaries say they have voted already in the presidential election.

Insurers may be relying on agents and brokers more than in recent years to persuade consumers to get and stay covered.

Discouraging utilization of low-value services requires a more nuanced approach.