Employee-Paid

An economist makes the case that the premium subsidies favors exchange plan users over group plan enrollees.

Typical employer buyers have been facing rate increases "in the mid teens" or lower, Derek Springer reports.

The AHIP's latest state data book also shows health insurance sector job growth.

Congress could soon debate a bill that would convert some Affordable Care Act premium tax credit subsidy money into cash flowing into a consumer's personal health spending account.

Americans in the top-ranked states are more likely to report receiving high-quality, proactive care from their providers and to experience fewer barriers to accessing health care services, including challenges related to finding providers, transportation and personal health or mobility limitations.

Jeff Smedsrud says the products can help group health plan enrollees cope with rising out-of-pocket costs and others cope with uncertainty.