Employer-Paid

Employers and advisors are deeply concerned about what the Dobbs ruling will mean for benefit plans, and whether they can fully serve the needs of the enrollees on group health plans, especially in states where an abortion ban is imminent or likely.

ACA premium rates may increase significantly in 2023 as health plans adjust to the new realities of the pandemic, changes to federal policies, and inflation.

The measure of spending on health care drops from last year and there is plenty of room for growth in Optum Health.

With fewer households falling under the traditional "nuclear family" classification, employers must rethink their benefits strategy.

"The frequency and intensity of services associated with pregnancy and childbirth can lead to considerable out-of-pocket expenses for new parents, particularly those covered by private insurance," Kaiser Family Foundation analysis finds.

Understanding the priorities of employees and candidates can help employers craft a competitive recruitment and retention plan.