Employer-Paid

Despite HSAs' potential for investment returns and for a position as an alternative retirement savings vehicle, the market for them is cooling.

By one estimate, Americans were on the hook for more than $10 billion in health costs in 2012 alone from 10 climate-sensitive events.

That's the finding of the Bureau of Labor Statistics' collection of results from the its March civilian employer survey.

If you're shopping for health insurance in one of these 10 states, you might find your options somewhat limited.

One of the essentials, as always, is employee education.

News from Duke University's Center for Advanced Hindsight, Nova Healthcare Administrators, Vantage Leadership Consulting, American Public Life Insurance Company, Mercer Advisors.