September 2023

Letter From the Editor

The one most adaptable to change: Advisors

Paul Wilson | September 01, 2023

As the challenges and obstacles multiply and grow, so does the resilience and expertise of those who make up our industry.

September 07, 2023

Issue Gallery

Market Insights

DIY benefits: Exploring self-funding

As health insurance premiums soar, more small and mid-sized businesses are exploring self-funding.

Columns

Infographic: The 401(k) generation gap

Lynn Cavanaugh | September 27, 2023

There are officially five generations of employees in the workplace and it seems each generation has their preferences.

Let's chat (about) GPT

Marty Traynor | September 26, 2023

Large language model AI services may seem intelligent, but they are still just computer programs.

Break with tradition: Considering nontraditional benefits

Nick Rockwell | September 12, 2023

Three-fourths of brokers sell nontraditional products regularly, according to the "Brokers Back in Business" Spotlight report.

A choice of dramatically different paths

Kevin Trokey | September 05, 2023

If you pile new stuff onto an unstable foundation, don't be surprised if the structure crumbles under your feet.

Features

What is transparency? 6 things to look for in a PBM contract

Chris Blackley | April 10, 2023

Apparently, everyone is for transparency now. So why do employers and their brokers still struggle to understand prescription drug pricing? Here's why – and six things to look for in your PBM contracts to ensure true transparency.

Transparent physician ratings give benefits stakeholders the power

Daniel Stein, MD, MBA | July 10, 2023

Benefits brokers and consultants offer critical expertise that helps employers navigate the complexities of choosing the best health plans to offer employees, and providing physician ratings data to supplement the choices employees make can be a powerful weapon against waste, inappropriate care and unnecessary suffering

Hospital and payer transparency in 2023: The consequences of compliance are becoming real

Hugh O'Toole | February 16, 2023

Hospital and payer transparency has started to produce actionable changes in the health care delivery system and advisors need to ready their plan sponsor clients for what is to come. The advisors who prepare and plan for this new health insurance landscape will set themselves apart and be in the best position to benefit from these changes.