Commentary

Here are five ideas about what employers and benefits advisors can say.

As retirement plan responsibilities continue to evolve, strong plan management requires structure, specialized knowledge, and disciplined oversight.

The employers and unions that treat benefits design as an ongoing conversation, rather than an annual form to fill out, are the ones that will keep their people, and keep them well cared for, in the years ahead.

Tests can save money — and lives — by catching serious problems early.

Transparency is important, but so is getting the right therapy through the right channel.

The gap between what employers are cutting and what is actually driving the number is wider than it has ever been.