Commentary

Short-term plans have their uses, but too often consumers may have no good way to know what a policy will really cover.

In lawsuits involving retirement plans, plaintiffs are targeting fees, use of company stock, and new aspects sponsors need to be aware of.

The objection "I don't do business with friends" is often a deterrent that stops us in our tracks. Let's look at it from a different point of view.

We tend to treat group term life insurance as a commodity, focusing on price instead of employee needs.

Remember what every flight attendant has always told you. This wisdom serves well in many venues -- including retirement saving.

Consider for a moment what the market would be like if all of the declines and emotional turmoil didn't occur.