Commentary

What happened last year was abnormal. Rising volatility will lead to a healthier market.

A high percentage of employees view all of the information given to them at open enrollment as “the tower of benefit misery.” Really? Employers should be offended; so should brokers and consultants.

Investors must reinvent themselves or struggle mightily.

The idea is broadly supported by health-care policy experts, but it's meeting resistance from two powerful forces.

Further change can be expected, as calls grow louder for better health-care value for the dollar.

After years of regulatory whiplash, companies are directing their attention to plan designs, contribution strategies and employee health initiatives.