Market Insights

Subsidies for coverage obtained through the ACA marketplaces will account for just 5% of that total.

Employers committed to benefits programs despite the expected cost growth.

Because of COVID, however, it's possible that 2020 will be the first time that the national health care expenditure will be lower than the preceding year.

Biden's economic plan would address Social Security, 401(k)s and auto-IRAs.

Claims for respiratory illness conditions nearly doubled early in the pandemic, but that overall claims in April 2020 dropped.

They are underused but could become more popular with more holistic planning and offerings from retirement providers, Cerulli says.