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Forty-eight percent of workers said that money and finances are the top source of stress in their lives.

Requiring workers who smoke to pay more for health insurance violates the Employee Retirement Income Security Act by unfairly targeting employees because of their health status, according to the suit.

The talks come amid ongoing pressure from the federal government to control Medicare costs that have eaten away at Humana's finances and market value.

An financial analyst recently gave Congress an introduction to why some players dislike the idea.

In August, the IRS provided student loan match guidance, however, the ERISA Industry Committee requests "reasonable procedures" plan sponsors can establish for employees to claim the match.

This shift could result in annual cost savings of as much as $37 billion.