Defined Contribution

Index investing, as evidenced through last year’s flash crash and this year’s market volatility, may have all the markings of a classic economic dilemma all 401(k) plan sponsors must be aware of before jumping into the wonder world of ETFs – the free rider problem.

When the 401(k) retirement plan was born in 1981, it was originally designed as a way for employees to defer extra savings or bonus money on a pre-tax basis. Today, the 401(k) has eclipsed the traditional defined benefit (DB) plan to become the primary vehicle for financing retirement in America.

In the workplace, it's often difficult to get the kind of one-on-one financial advice that can lead to a successful retirement.

One of your most important jobs as an employee benefits financial professional is helping clients choose a new retirement plan service provider. It can be a complex undertaking—part art, part science.

Why are 401(k) plan sponsors needlessly increasing their fiduciary liability? Here’s a simple fix that too many companies neglect to — or worse, improperly — address with their ERISA plans.

An employee benefits lawyer discusses the six most important lessons plan sponsors can learn from the Kraft 401(k) lawsuit.

Employee benefits lawyer Jenny Kiesewetter provides analysis on the Kraft 401(k) lawsuit.

Those who weren’t heeding the warnings about a coming retirement crisis before the Great Recession hit probably are now.