For all the talk about investment options as they pertain to 401(k) plans, beyond addressing the basics there's very little differentiation in the long-term impact of the choices.

The smart plan sponsors are now requiring service providers to frame investment due diligence not just in traditional terms, but in the new language of behavioral finance.

In the opening volley of this traditional Washington ping-pong match, the president purposely serves a first volley he knows will be slammed right back.