Don't get caught serving two masters. Dr. Ron Rhoades, recently named fiduciary of the year, warns against revenue sharing and 12b-1 fees.

We seem to place too much of a load on plan sponsors when theres a simpler and better source to help ease their burden.

For whatever reason, advisors and plan sponsors seem to take the Fifth when it comes to exposing their thoughts in public. So this is my humble request: Tell me what you think about the most pressing issues ahead this year, and subsequently, what you're doing about it.

The new year rings in two traditional lists: Resolutions and predictions.