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Of course, there's no magic bullet when thinking through these challenges, but most industry experts have determined that a series of strategically placed interventions that are highly customized, thoughtfully executed, and carefully measured will provide the greatest chance of achieving success.

Too often, employers fail to think through the workforce implications of their plan designs and focus on cost, but neglect to what extent delayed retirements can greatly impact build-from-within management strategies.

For employers that set their employee premium costs last year right at the ACA affordability threshold, their plans will no longer be affordable if they charge employees the same amount in 2024 as they did in 2023.

Many large employers have avoided the cost-management tactic of shifting expenses to employees.

Providing employer-sponsored fertility and family building benefits widely in the U.S. is possible and a step toward strengthening employee support and wellbeing.

Employers across the country must focus on the needs of single women to face America's retirement crisis head-on.

Benefits brokers and consultants offer critical expertise that helps employers navigate the complexities of choosing the best health plans to offer employees, and providing physician ratings data to supplement the choices employees make can be a powerful weapon against waste, inappropriate care and unnecessary suffering

Recent layoffs at tech firms such as Meta (formerly Facebook) and Peloton could portend more cutbacks to come.