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Senator Bill Cassidy, ranking member of the Senate Health, Education, Labor and Pensions Committee, has issued a white paper outlining proposals to provide retirement plans to independent workers.

"We are seeing change rapidly with the increasingly high annual maximums being offered in the market and as brokers become more aware of the true value received when members access preferred pricing for services at the dentist through network discounts provided by their insurance," says Sam Melamed.

The Retirement Savings for Americans Act, which would offer a federally-run program, is supported by National Economic Council but the American Retirement Association worries that many small employers would close their 401(k)s.

This year’s Side Hustle Survey found that 38% of American workers had second jobs, down from 44% in 2022, and 39% in 2020.

“There’s a large gray cloud hanging over Medicaid expansion right now, and that’s because there’s so much uncertainty about what the Trump administration and congressional Republicans are going to do.”

Sen. Bill Cassidy, R-La., said the Senate Health, Education, Labor and Pensions Committee should also increase gig worker access to portable benefits.

Industry leaders share their thoughts and concerns about RTO policies and how it will affect their 2025.

Improving retirement security in America has been one of the things that has had wide bipartisan support recently, and now Republican control of the Presidency, House, and Senate could make passing retirement legislation easier, says retirement industry insider David Blanchett.