Meanwhile, the number of households signing up for new coverage fell 4.8%, to 177,644.

This rule really does have the power to transform our industry. It could also get so bogged down in "implementation wars" that its impact is scarcely felt. Either way, this is something worth paying attention to.

The pandemic is bringing unprecedented change, but Harvard Pilgrim Health Care's Beth Roberts and Dr. Elizabeth Coté from MyHealthMath say this is exactly what healthcare benefits need.