The proposed regulations reflect changes tied to the 2017 tax overhaul and other legislation.

"I don't think we've seen health care industry leaders so polarized on some strategic issues and so tightly aligned on others."

Using technology in a benefits plan follows the Next-Gen model of offering your employees equal or better quality care for less.

Trends can tell us which way the wind is blowing so we don't get left behind, but they're not an invitation to jump in head first.