Federal appeals courts are divided over the scope of protection for gay, lesbian and transgender workers under civil rights laws, but employers are not.

Of the 8.6 million children in working families covered by public insurance, more than 70% have a parent working at a large, private company.

The guidelines expand on those originally issued for endocrinologists and are intended to offer more access to knowledgeable care.

Employer-sponsored coverage could miss out on the benefits of the Sanders plan, and even those receiving Medicaid could pay more.