In 2017, insurance company Anthem, Inc. began implementing new medical coverage policies that affect emergency services and medical imaging.

The legal motion is mostly symbolic and any substantive action in the lawsuit will likely take months.

Yes, cue the tiny violins—this is desperation among the mass affluent.

Even the “father of 401(k)s” says the business has gotten too complex. He and others say they have found better small-business solutions.