Financial regulators in New York are investigating allegations that insurance companies have declined customers seeking life, disability or long-term care policies because they were taking medication to protect themselves from HIV.

In every organization, individual employees are the weakest link when it comes to email security. Remote working, which is coming more ubiquitous and appealing, makes the use of unsecured email even more likely.

Despite its challenges, the ACA has created some big opportunities for this industry, especially for brokers working with small and mid-sized employers.

The administration is calling for a shift to a new, state-based Market-Based Health Care Grant (MBHCG) program in 2020,