The physician staffing business cited the company's $7.7 billion in debt obligations, declining patient volumes, "flawed" implementation of the No Surprises Act and exclusionary health insurers as reasons for its financial decline.

The ongoing balancing act between past, present and future is one of the key challenges facing benefits professionals these days.

See what five BenefitsPRO Broker of Year finalists believe are the biggest challenges facing advisors over the next year.

Leaders and organizations must embrace and champion new policies and benefits to make way for a more equitable future.