More than half of insured adults were told by their health insurance plan in the past year that their medication for a chronic or rare disease was no longer covered.

The plaintiff hopes to represent a class of all people affected by unauthorized Optum Rx electronic fund transfers in the past year.

Most U.S. employers with health coverage offer prescription drug coverage, but employers with fewer than 50 full-time employees or full-time equivalents need not offer any coverage, let alone prescription drug coverage.

The total number of nonemployers grew an average of 2.7% annually between 2012 and 2023, while employers averaged only 1.1% growth year over year.