Shortsighted enforcement of rigid policies can cause more harm than good when context isn't taken into account.

The company's "Access" policies will put sicker and riskier purchasers on the hook for higher premiums and impose a waiting period.

Instead of continuing to argue over something all of us want — greater income and higher-quality, lower-cost health benefits — we can create an environment in which all our individual interests are met. That requires doing two things.

Health insurers predict that mental and behavioral conditions will become one of the most common--and expensive--conditions they see.