By re-imagining a tired old product (the IRA) and adding a subtle twist, the Father of the 401(k) may have just provided a template for financial professionals to help small business owners wanting to establish retirement plans.

Employees who participate in their companys ESPP are 3 times more likely to sell company stock for emergency cash, rather than take a loan from their 401(k), Fidelity research shows.

Democrats are furious, particularly since the Congressional Budget Office has indicated that it wont be able to provide a full breakdown of the health care bill until next week.