Rachel Miner is an employee benefit strategist at Employee Benefit Advisors of the Carolinas, LLC. Their agency partners closely with mid-sized businesses to simplify employee benefits and proactively manage health care spend through creative thought leadership and innovative solutions.

Faced with the rising prospect of bare counties with no marketplace plans, insurers have stepped in to offer coverage in part because they see an opportunity to make money with alternative models, experts say.

Automatic Data Processing Inc. rejected activist investor Bill Ackmans nominees for the board of directors.