For todays businesses to thrive, its all about talent, and those brokers who bring innovative approaches to all aspects of human capital are winning.

Those involved in the proposed mergers of Anthem-Cigna and Aetna-Humana are trying to convince the U.S. Department of Justice and others that maybe megamergers aren't all that bad.

Both Anthem and Cigna shares rose when a DOJ lawyer told the judge in the antitrust case that the feds would hear settlement offers. But that's no guarantee an agreement could be reached.

How can employers cut costs and give employees great benefits? The answer might surprise you.