As baby boomers retire and Americans live longer, the nation faces a crisis in its ability to finance the long-term medical and personal aid that many of us will require in old age.

One in five retirement plan sponsors with more than 1,000 participants is considering adding a loan repayment program.

Every benefits broker should, by now, be familiar with the raw data on millennial purchasing power. According to the most recent population estimates from the U.S. Census Bureau, reported by the Pew Research Center just weeks ago, millennials have officially overtaken Baby Boomers as the nations largest living generation.