A team of economists estimates that the new system saves plan enrollees an average of $55 in balance bills per year

Membership and profitability declined in both the individual and group health insurance segments in 2025, with individual coverage experiencing a larger financial impact.

The additional charge would affect private employers seeking workers through the annual visa cap.

Dr. Oz, the head of CMS, is now calling the plans "CHOICE Arrangements" and asking states to do more to support them.