Im taking a break from beating up on the president this week. Im supposed to be spending time with family and being thankful and writing about this administration only stresses me out.

An increasing number of retired workers are ordering just the benefits they want as companies swap out legacy insurance plans for health reimbursement accounts.

Thirty percent of exchange applicants are eligible for subsidies, according to Avalere Health, far below the 84 percent of enrollees ultimately expected to qualify for financial assistance.