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U.S. life and annuity insurance companies will need to tackle and number of regulatory and economic challenges in order to succeed in 2011.

The IRS recently released final guidance for small employers eligible to claim the new small business health care tax credit for the 2010 tax year.

The National Association of Insurance Commissioners ended its year last week with a special joint conference call of its Executive and Plenary Committees.

I'm reminded of how many of us are counting on a Christmas miracle of our own when it comes to health reform.

The next evolution of HRA plans is to cover the other cost drivers within the benefits portfolio: dental and vision insurance.

In 2010, 5 percent of the U.S. population was enrolled in a consumer-driven health plan, representing 5.7 million adults with private insurance, according to the Employee Benefit Research Institute. That's up from 4 percent in 2009.

Retirees still require a large savings to cover out-of-pocket health expenses in retirement, despite the reduced retirement health costs the new health reform law brings, according to a nonpartisan Employee Benefit Research Institute report.

In 2011, devices including smart phones and tablet computers are expected to help to drive consumer-driven health care, as people can monitor their health and prevent illnesses, according to a new Ovum report.