"Health insurance can provide a financial safety net, but for many Americans, the cost of using that coverage still forces difficult choices," said Cate Deventer, a ValuePenguin senior writer and licensed health insurance agent.

HHS Secretary Robert F. Kennedy Jr. overstepped his authority when he declared that gender-affirming care was unsafe and ineffective for young people experiencing gender dysphoria, a federal judge ruled late last week.

Survey shows mental health strain, rising health care costs and productivity risks for women juggling careers and caregiving.