Due to the extension of the effective date of the final 404(a)(5) rule, plan administrators for calendar year plans now must make the initial annual disclosure of plan-level and investment-level information (including associated fees and expenses) to participants no later than what date?

A survey conducted by Yahoo! And FITNESS Magazine polled 2,000 men and women to see how they spend and save their money. It found that 40 percent of women have just enough cash to cover their monthly bills and nothing else.

The Patient Protection and Affordable Care Act was signed into law by President Obama on March 23, 2010, but the vast changes the law intended to bring aboutmany of which impact consumer-driven health plansare to be phased in gradually over a period of eight years ending in 2018.

Compliance with health care reform is already driving up costs for some employers group health plans, and a majority of employers expect price increases to be passed on to employees, according to a Willis Group Holdings survey.