Single and never married employees are less likely to enroll in life insurance and disability insurance, though most who participate in these benefits say they will be important in the next five years.

As employers face rising medical costs, brokers brace for a hit on their group benefits revenue. Meanwhile, Congress is taking a critical look at hundreds of health plans that have been able to dodge a new federal requirement.

In a recent independent customer satisfaction survey, nine out of 10 customers receiving Unum's voluntary short-term disability or accident insurance say they would recommend the company to their co-workers.

The U.S. stands out for the most negative insurance-related experiences, according to the report.