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It’s critical to take a step back and create a plan, assessing and managing the risks that come along with distributing employees across the country.

Daniel Aronowitz said his top priorities as head of EBSA would also include dealing with mental health parity, health care costs and pharmacy benefit managers.

Celebrating nine years of delivering retirement solutions tailored to this $40 billion industry, Leading Retirement Solutions provides 401(k) plans to this booming, yet financially underserved, industry in all 50 states.

"There are a lot of people who are dealing with and suffering from mental health conditions. That can impact the workplace, which can lead to more discrimination claims," said Chris Williams, Employment Practices Liability Product Manager at Travelers.

Despite these grievances, 90% said they’d consider returning to their former employer, suggesting that fair and transparent handling of layoffs can preserve future talent pipelines.

Nearly 9 in 10 employees who are very or extremely satisfied with their benefits say it is easy or very easy to access them.

The American Academy of Actuaries has developed a range of options that public policymakers, and plan sponsors, should consider to address obstacles that remain for spouses of participants in 401(k) plans, in the event of death or divorce, as well as for domestic partners.

In Part 2 of our powerful conversation with David Contorno, president and founder of ePowered Benefits, we go beyond the strategies and structures of health plan design — diving into the real-life struggles that are shaping smarter, more compassionate solutions.