Essentials, not luxuries, are driving every day strain. According to the survey, 65% of respondents said the cost of everyday necessities is their top financial stressor.

Four new class action lawsuits filed in late December could significantly accelerate fiduciary duty enforcement for health and welfare plans offering voluntary benefits, placing advisors and brokers squarely in the litigation crosshairs.

HHS' new dietary guidelines target chronic disease and rising health care costs by prioritizing whole, nutrient-dense foods.