U.S. Chief District Judge Richard Seeborg ruled last week that the courts should use North Carolina law when reviewing a worker's long-term disability insurance claim, not California law, because the insurer, Life Insurance Company of North America, made it clear that North Carolina law should apply.

When benefits are considered through the lenses of human needs and life stages, organizations can more easily identify gaps and opportunities they may not otherwise recognize.

A PEO isn't right for every client. The value lies in knowing when a co-employment model supports a business's goals and when another approach makes more sense.