Let's take a look back on 2022 and everything it means for the employee-employer relationship in terms of benefits.

With their flexibility and multi-layered tax advantages, HSAs have become an incredibly valuable tool for managing current and future health expenses, yet they remain under-utilized.

HSA investing works like a 401(k) because an employee can select a variety of retirement savings solutions, such as target date strategies and low-cost investments. Net result: HSA is supplemental retirement income.

Once you identify a target firm and internal contacts, figure out who can help to increase your chances of getting in and getting an appointment.