Although it may be tempting for healthy people to assume they never will need such care, a 65-year-old has a 7 in 10 likelihood of needing some form of long-term care during their remaining lifetime.

With the right data, the right protections and the right partner, switching PBMs becomes not just feasible, but mission-critical for the health of your workforce and the health of your bottom line.

A new model law includes a provision requiring plans to list the procedures subject to advance reviews.