A young professional sat in his father's study, asking for a loan. Not a huge loan; just enough to reign in his untamed credit card debt.

I stumbled across my obituary recently. Well, it wasnt mine exactly. Still, it was a little eerie reading about this other Brian Hicks, born in April and an avid reader and a writerjust like me.

Sometimes it's better to choose change over escape.

Making the convenient choice is ultimately the most inconvenient thing you can do.

A couple of months back, President Obama was apologizing for the PPACA debacle and mentioned consumers need for benefits professionals to help them understand the complexities of purchasing the right health plan.

I always take a little time in December to review and renew, evaluating where I got it right and where I got it wrong in the year.

Rookies enter an industry with new ideas and capture the market because theyre not prisoners of the moment. We are all rookies in the new "Exchange Era."

Choosing convenient is ultimately the most inconvenient thing you can do.