According to Benefits Sellings 2014 Employer Survey, 70 percent of employers said PPACA has made them rethink their employee benefit offerings, compared to 30 percent who said the health care reform law hadnt had any impact on their offerings.

According to Benefits Sellings 2014 Employer Survey, 70 percent of employers said PPACA has made them rethink their employee benefit offerings, compared to 30 percent who said the health care reform law hadnt had any impact on their offerings.

Life insurance products continue to be popular, particularly as carriers introduce new types of riders and other product features to attract more customers.

Life insurance products continue to be popular, particularly as carriers introduce new types of riders and other product features to attract more customers.

The Patient Protection and Affordable Care act is creating enormous opportunities for brokers to sell supplemental plans, not only to help cover increasing deductibles in employer-based and exchange-based plans, but also as a cheaper alternative to both.

Established private exchanges, such as GetInsured.com, are expanding their business model because of PPACA.

Increasing deductibles and law mandates are making supplemental plans a good sell to employers and to the self-insured.

2014 should propel the sale of voluntary products and some in particular. Here are the products insiders should be watching.