Voluntary Benefits

The Obama administration has posted a 32-page batch of PPACA regulations that could reshape some non-medical health benefits.

Meet the newly-formed Vanguard Council, a group of benefits professionals ready to overthrow the status quo, whether it's at a trade association annual meeting or in the conference rooms on the front lines of the business.

According to Benefits Sellings 2014 Employer Survey, 70 percent of employers said PPACA has made them rethink their employee benefit offerings, compared to 30 percent who said the health care reform law hadnt had any impact on their offerings.

All attendees could talk about this week on the outskirts of Washington, D.C., was the new iPhone, the flickering exhibit hall lights and wellness.

The need for life insurance among American workers is vast, and the opportunity for advisors is equally large.

Seventy percent of employers now offer voluntary benefits, according to LIMRA.

Enrollment sessions are more than just a routine meeting. They can serve as a helpful touch point for those who dont have proper life insurance protection or those who may be underinsured.

According to LIMRA, 54 percent of survey respondents do not have an individual life insurance policy.