Commentary

Let's plan for the worst (no guidance from Treasury) and hope for the best. Meanwhile, here are some ideas to consider.

You might be tempted to come up with a solution immediately, as they talk with you. Don't.

Clients are using Zoom and similar tools like never before, so advisors should be connecting with them this way, too.

We need a new plan design that creates an intuitive fit between people's health insurance and the way they actually use health care.

Just as people may have forgotten what a bear market feels like, so, too, have they forgotten the dangers of marketing timing.

Employee wellness programs and wellness benefits are two very different things.