Expert Opinion

Partnering with an outsourcing firm enables employers to combine a voluntary benefit strategy with a holistic approach that aligns with the company's benefit objectives.

Sales goals are usually some function of just putting out a number to make the accounting department go away.

The DOJ's Antitrust Division has made clear that vigorous enforcement in the employment area will continue to be one of its top priorities.

In the real world of behavioral economics, loss aversion tells us the negative is more effective at influencing behavior than the positive.

If the current regulatory environment stays reasonably stable, prices could even be somewhat more stable in 2019 than they were this year.

If brokers demand changes and improvements today, they are more likely to get their way.