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MDRT poll finds 44 percent of adults without financial advisors said the major events of 2020 have made them realize the benefits of working with an advisor.

And what Americans spent it on.

An HSA provides a powerful tool, but this subject is complex, and the cost of coverage is not transparent.

But, in Club Vita's sunniest scenario, the pandemic could give sponsors a good kind of actuarial headache.

The bill would spend $34 billion to help Americans who buy insurance on the marketplaces created by the ACA through 2022.

Going beyond periodic reports from providers can produce actionable information that delivers results.